What's a safe amount to withdraw?

Turn your balance into a yearly paycheck that can last the whole plan.

Sustainable yearly income

$51,604/year

$4,300 per month

From $750,000, you could draw about $51,604/year ($4,300/month) and have it last 30 years at a 5.5% return. The well-known 4% rule of thumb would suggest around $30,000/year.

$750,000
30 years
Assumed annual return
Assumed returnAnnual

Simplified illustration for conversation. Assumes a steady return and level withdrawals; it does not account for market ups and downs in early retirement. Not tax, legal or investment advice.